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In the current climate of declining property values, higher interest rates, and changes in available mortgage products, many homeowners are losing their hat, their home and their good credit, through no fault of their own. An auto loan with a trend of on-time payments is a great way to reestablish credit. More
There are no two ways about it: mortgage rates are low right now. In fact, they're lower than they've been in decades, making this not only a great time to consider buying a home, but also an opportune time for homeowners to refinance. More
Now that the backyard is simply an extension of one's living room, keeping your yard and outdoor space looking pristine is a priority. More
Do you volunteer? Love to help others? Whether you formally volunteer at a nonprofit or simply help out your neighbors when they are in need, community involvement and social responsibility are what make our cities and towns great. More
Sell gold for cash. More
Spring is here and the weather has changed from cool to warm. If you have older windows, you're probably noticing this change inside your home as well. Why? Old windows are inefficient at regulating heating and cooling internally, so changes outside are highly noticeable inside, as well as on your utility bill. More
Experts can debate the cause of the recession for years, but consumers are feeling the pinch right now through the reduced availability of credit. If you are in the market for a new home, a car or even a cell phone, it is more important than ever to make sure your credit is in great shape. More
As Washington continues to spend billions bailing out banks and corporations, little is being done to help consumers drowning in credit card debt. Even the credit card bill of rights, recently passed by congress, will do little to help consumers already being pressed to the brink. Credit card defaults are up 45 percent and consumer relief is a must. More
Good news can be found, even when the economy is down and unemployment rates up. The latest is that there are careers advertising for and hiring new employees. Now is the best time to earn a degree in those fields so you can take advantage of the opportunities. More
If you have an FHA mortgage, you may be able to significantly lower your monthly payment -- even if you're in a traditional 30- or 15-year fixed rate loan or owe more than your home is currently worth -- thanks to a new government program called FHA Streamline. More
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