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The average American's credit score is 723. Having a high credit rating can give you better interest rates on credit cards, car loans and even your mortgage. It's important to know the top factors that affect your score and check your credit report for accuracy. More
We all know the importance of having an accurate credit report and a good credit score. Still, many of us have no idea what our credit score is, nor do many people know what is on their credit report. More
The economy is causing many Americans to reevaluate their budgets. Even though you are trying to cut back on your monthly expenses, there may be areas you have overlooked. One place you might consider examining is your health insurance plan. More
You may assume that your bank is automatically insured by the Federal Deposit Insurance Corporation (FDIC). But increasingly banks are offering their customers investment options that are not deposits -- products such as mutual funds, life insurance and stocks. Unlike savings and checking accounts, these items are not insured by the FDIC. More
According to the Internal Revenue Service (IRS), a significant number of American businesses are paying excess taxes. Is yours one of them? If so, now you can do something about it. More
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