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The FICO credit score formula that is used by lenders to determine your "credit worthiness" will soon be changing. The higher your FICO score, the more likely you are to get a better deal on a mortgage, auto loan and even a cell phone contract. But with the new changes, your credit score could change significantly. More
With the economy taking a roller coaster ride and investors making detailed credit and background checks for loan requests, it's important to check your own credit before a lender does. More
High demand for gold causes need for recycled jewelry. More
We all know the importance of having an accurate credit report and a good credit score. Still, many of us have no idea what our credit score is, nor do many people know what is on their credit report. More
Experts can debate the cause of the recession for years, but consumers are feeling the pinch right now through the reduced availability of credit. If you are in the market for a new home, a car or even a cell phone, it is more important than ever to make sure your credit is in great shape. More
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